Most handymen lose money not because they're not busy — but because they're underpricing every job, invoicing three days late, and have nothing in reserve when January hits. We fix all three.
Most handymen set prices based on what they think customers will pay — not what the job actually costs. When you factor in drive time, materials, overhead, and taxes, many jobs that feel profitable are actually losing money.
Every day you wait to invoice is a day you're financing your customer's project. Same-day invoicing is not optional — it's the single fastest way to improve cash flow without changing a single price.
Winter comes every year. But most handymen spend everything they make in spring and summer, then scramble in January. A structured 3-bucket cash system solves this permanently.
Without a minimum viable rate calculator, every job you quote is a guess. Some guesses are profitable. Many are not. The ones that aren't are invisible until you run out of cash.
Not generic bookkeeping. Purpose-built advisory for the way independent operators actually work.
We calculate your true minimum viable rate — factoring in overhead, labor, drive time, taxes, and profit — then build a tiered pricing model you can use on every job, every time.
We build a same-day invoicing workflow with automated reminders, deposit requirements, and a late fee policy that gets you paid faster without awkward conversations.
We map your 12-month revenue curve, identify your slow-season risk, and build a cash reserve plan that ensures you never scramble in January again.
Know which job types actually make money and which ones only feel like they do. We track profit per job, not just revenue — so you can drop the losers and double down on the winners.
Operating funds, tax reserves, and a rainy day fund — structured so money goes to the right place automatically every month. No more tax surprises. No more empty accounts.
When should you hire a helper? Add a second vehicle? Move toward a contractor's license? We model the cash-flow impact of each decision before you make it.
This is not a generic template. The Handyman Cash-Flow Playbook is a custom-built financial operating system designed specifically for your business — your pricing, your job mix, your seasonality, your growth goals. Delivered personally by Tim Reinhard.
We review your current pricing, invoicing habits, and cash position to identify the fastest wins.
We calculate your true break-even rate and identify where you're losing money without knowing it.
We deliver your custom Handyman Cash-Flow Playbook with all templates, calculators, and systems configured for your business.
Monthly reviews, seasonal planning updates, and direct access to Tim — so your cash position stays strong year-round.
Most handymen set rates based on what they think the market will bear. But the market doesn't care about your overhead. Your truck payment, your tools, your phone bill, your insurance — those costs run whether you're on a job or not. If your rate doesn't cover them, you're subsidizing your customers with money you don't have.
The Minimum Viable Rate calculator is the foundation of the Handyman Cash-Flow Playbook. It tells you exactly what you need to charge per hour — on every job — just to break even. Everything above that number is profit. Everything below it is a slow leak.
Get the Playbook — Book a Call →In 30 minutes, we'll calculate your true break-even rate and identify the fastest way to improve your cash position — starting this week.
Or call Tim directly: 844-334-4166