Advisory Services

CFO-Level Thinking.
Fractional Cost.

Strategic financial leadership for businesses that have outgrown DIY but aren't ready for a full-time CFO, delivered directly by Tim, not a junior team member.

The Gap We Fill

There's a Range Where Every Decision Matters.

Businesses between $500K and $10M in revenue live in a uniquely demanding spot. You've outgrown the "stuff it in a shoebox" approach. You have real employees, real customers, real obligations. But hiring a full-time CFO at $180K+ per year doesn't make sense, and probably won't for a while.

That's the gap we're built to fill. Not bigger than we need to be. Not smaller than you deserve.

"Our clients don't need someone to do the math. They need someone to help them decide what math to do, and what the answers mean for the business."

Advisory work is different from bookkeeping. Bookkeeping tells you what happened. Advisory work tells you what to do next. Both are valuable, but they require different skills, different conversations, and different levels of engagement.

When you engage Homeshore for advisory work, you get Tim directly, not a junior analyst, not a third-party partner. One advisor, 45+ years of experience, deeply focused on your business.

Fit Check

Who Advisory Work Is, and Isn't, For.

Honest up front, so you don't waste your time or ours.

This is for you if…

  • Your business is doing $500K–$10M in revenue
  • You have reasonably clean books (or are ready to get them there)
  • You're making decisions you wish someone more experienced would sanity-check
  • You want a real financial partner, not just a monthly deliverable
  • You're comfortable with straightforward, honest conversations about your numbers
  • You value long-term relationships over one-off transactions
  • You're growing, transitioning, or navigating a complex moment

This might not be the right fit if…

  • You're below $500K, a good bookkeeper + a free tool like QuickBooks can take you far
  • You're well above $10M, you probably need a dedicated full-time CFO
  • You just need a quick tax question answered, hire a CPA instead
  • You want someone to tell you what you want to hear. We don't work that way
  • You need day-trading or investment advice. That's a different profession entirely
  • You're looking for the cheapest option. We're not
Our Framework

The HomeShore Method™ Methodology

A proven 22-category framework that maps every place cash can leak, flow, or accumulate in a business. This is the backbone of every advisory engagement.

1.

Diagnose

We run your business through the 22-category HomeShore Method™ analysis to identify exactly where you're strong, where you're leaking, and where you're vulnerable. No guessing.

2.

Prioritize

Not every finding gets addressed at once. We identify the three to five highest-impact areas, the fixes that will move the needle most, soonest, and sequence them properly.

3.

Implement

Systems and rhythms that actually stick. Weekly A/R reviews, monthly financial reviews, quarterly strategic check-ins. Discipline wins over heroics.

4.

Forecast

13-week rolling cash forecasts, annual budgets, and multi-year scenarios. The forward-looking work that turns reactive operators into proactive leaders.

5.

Benchmark

Comparing your performance against industry peers using real NAICS-matched data. Where are you over-performing? Where's the gap? What's the right goal?

6.

Iterate

Every quarter we review progress, adjust the plan, and add what's next. The engagement gets more valuable over time as we understand your business more deeply.

What You Can Expect

Deliverables & Working Rhythm.

What advisory clients actually receive, and how we work together month to month.

Monthly Advisory Review

A structured conversation reviewing the prior month's performance, cash position, and what needs to change before next month closes.

13-Week Cash Forecast

Rolling forecast updated weekly so you always have a clear three-month view of incoming and outgoing cash.

KPI Dashboard

The 5-8 metrics that actually matter for your business, tracked consistently over time, delivered in formats you can read at a glance.

Quarterly Strategic Reviews

Deeper sessions covering budget variance, market changes, capital allocation, and the strategic decisions coming up next.

Annual Budget & Plan

A real budget built from the ground up, revenue, costs, capital needs, hiring, and the assumptions behind each number.

Direct Phone Access

When something comes up between scheduled meetings, you can reach us directly. No gatekeepers, no tickets, no queues.

Board & Lender Reporting

Polished, professional reports that make your organization look like the serious operation it is, to lenders, investors, and boards.

Strategic Decision Support

When a big decision comes up, hire, expand, acquire, exit, you have a sounding board with 45+ years of financial experience.

Investment

Pricing Built on Mutual Fairness.

Advisory engagements are scoped to your business. There are no pre-packaged bundles, because no two businesses have the same gaps, goals, or needs. Every engagement is structured as a fixed monthly fee with clearly defined deliverables, so you know exactly what you're paying and exactly what you're getting. No surprises, no hourly billing, no games.

Most advisory relationships land in the range you'd expect for this level of strategic support, substantially less than a full-time CFO, substantially more than transactional bookkeeping. The specific number depends on complexity, cadence, and what you need us focused on.

"Fair to everyone. That's the test I apply to every engagement. Fair to the client, fair to the firm, fair to the work it takes to do things right. If it fails that test, we don't do it."

Let's See If It's a Fit.

The first conversation is 15 minutes. We talk about your business, where you are, and where you want to be. If advisory work makes sense, we'll scope it. If it doesn't, we'll tell you that too, and point you toward what does.

Or quantify what your hidden leaks are actually costing you: Take the Hidden Cost Scorecard →